Helping Individuals and Families Navigate Health Insurance, Medicare, Life Insurance, and Retirement Protection
Independent insurance guidance designed to help you understand your coverage options and choose plans that fit your healthcare needs, family goals, and retirement plans.
Insurance categories
5
Primary market
Florida + multi-state support
Review style
Education-first guidance
Contact
727-239-9601
yana.medicarechoice@gmail.com
We primarily serve Florida residents but are licensed to assist clients in multiple states.
Insurance guidance across five core planning categories
Each product area is supported by its own dedicated page so visitors can learn, compare options, and take the next step toward a consultation.
Under-65 Health Insurance
Individual, family, ACA marketplace, private plan, PPO, HMO, dental, and vision guidance.
Medicare Options
Guidance for Medicare Parts A and B, Advantage plans, supplements, Part D, and enrollment timing.
Life Insurance
Protection planning for income replacement, mortgage protection, final expenses, and family security.
Long-Term Care Planning
Planning tools for future care needs, asset protection, hybrid policies, and long-term care costs.
Annuities & Retirement Income
Fixed, indexed, and income annuity education for predictable retirement income planning.
A modern advisor experience built around education, comparisons, and ongoing support
The site is positioned like a professional financial-advisor experience: polished, calm, mobile-friendly, and focused on real conversations rather than pressure.
Compare multiple carriers
An independent review helps you compare available insurance companies and plan designs instead of being limited to one carrier approach.
Personalized guidance
Recommendations are shaped around your doctors, prescriptions, budget, protection goals, and retirement timeline.
Education before enrollment
The site is built to educate first so you understand your options before making a coverage decision.
Ongoing support
Get help not only when you enroll, but also when life changes, annual reviews, or future planning questions come up.
Licensed in multiple states
Florida is the primary market, but remote consultations are available for clients in multiple licensed states.
A straightforward process designed to turn uncertainty into clarity
Whether someone is reviewing Medicare, individual health insurance, life protection, or retirement income planning, the process stays easy to understand.
Step 1
Answer a few questions
Start with your age, goals, location, current coverage, and the type of protection or income planning you need.
Step 2
Review available options
Compare insurance or retirement solutions based on benefits, costs, provider access, and long-term fit.
Step 3
Receive personalized guidance
Get a clear explanation of the tradeoffs, next steps, and which direction makes the most sense for your situation.
Step 4
Enroll with confidence
Move forward with a plan or strategy that fits your healthcare needs, family goals, and retirement priorities.
Florida-focused service with multi-state support
We primarily serve Florida residents but are licensed to assist clients in multiple states.
Florida-focused local service
Support is centered around Dunedin, Clearwater, Pinellas County, and the broader Tampa Bay area.
Licensed for remote help in multiple states
Virtual consultations help clients compare coverage and plan next steps even when they are outside Florida.
Independent, not government-affiliated
The site uses clear private-sector language and positioning so visitors understand they are working with an independent licensed advisor.
Schedule a Free Insurance Consultation
Visitors can call, email, start a quote request, or schedule a direct review depending on the product category they need help with.
Schedule a free insurance review
Book time to review current coverage, upcoming enrollment windows, or retirement protection goals.
Start in the Quote Center
Use the product-specific quote wizard to submit your details securely and request the right type of consultation.
Call directly
Speak with Yana Smith at 727-239-9601.
Call for a consultation
Speak directly about health insurance, Medicare, life, long-term care, or annuity planning questions.
Email your questions
Send your priorities, timing questions, or current coverage details before your consultation.
Visit the Quote Center
Use a product-specific wizard for a health quote, Medicare review, life insurance request, long-term care consultation, or annuity review.
Personalized guidance
Need help narrowing down the right plan?
Connect with Yana for a personalized conversation about enrollment windows, provider access, prescriptions, protection planning, and retirement income questions.
What you can expect
Clear explanations of plan types, timing, and tradeoffs.
Coverage recommendations tailored to your doctors, prescriptions, and budget.
Support for both Medicare and under-65 health insurance questions.